Need a clue where to put money now for your future needs?
FarPlanner is a free discreet easy-to-use comprehensive financial planning tool.
Spot potential issues with your finances decades in advance.
A powerful alternative to spreadsheets or calculators.
See suggested transfers between your accounts to meet short and long-term needs.
Considers all your taxable, retirement and college accounts.
Learn About FarPlanner’s Many Financial Planning Benefits
Watch this short video to see how you can build your discreet detailed FarPlanner financial plan today. Then see insights into your finances decades into the future.
Quickly build your financial plan
Add all your homes, autos, family members & accounts in minutes. Typical loans, expenses and income flows are included automatically.
Diamonds and caviar, or trouble ahead?
FarPlanner can spot financial issues decades into your financial future. You could take actions now to avoid problems later.
Forecast decades out, In seconds
FarPlanner forecasts your plan’s future account balances and cash flows in seconds. Make ‘what if’ changes and see impacts within seconds as well.
What’s In Your Future?
There are no crystal balls to divine your future. But with FarPlanner your financial future could become more clear, summarized by an easy ‘color bar’.
Beyond Spreadsheets & Calculators
Using spreadsheets to manage your finances? Spreadsheets give you fine-grained control over your financial plan. But If you want a plan for all your finances for years to come, you need a lot of rows and columns. Making ‘what if’ changes to all those rows and columns can drive you crazy!
FarPlanner makes it easy to add and update all of these aspects, and much more. Then quickly see their impact on your future net worth and cash flow (in tabular form if desired). For up to 100 years into the future.
Tailor-Made Allocations
Are you conservative or aggressive investor with your money? Why not be both at once? Rule of thumb favors cash for short term needs, riskier higher-growth investments for longer term. FarPlanner lets you pick between your safer and riskier accounts at 8 different time horizons. FarPlanner then uses these to craft an overall allocation strategy tuned to your financial plan.
Plan For Everything
FarPlanner financial plans and forecasts strive to be as realistic and complete as possible.
FarPlanner makes it quick and easy to add family members, automobiles and homes to your plan. Their income, expenses and loans are automatically included in your plan.
FarPlanner then forecasts the impact of all of these on your future account balances and net worth. Taxes, emergency funds and paying down credit debt are also considered in forecasts.
Judgement-Free Private Planning
FarPlanner is a tools company, not a financial or banking one. No sales person or planner will try to contact you. Your plan’s data stays encrypted on your computer, not the unseen cloud (please backup all of your computer files regularly).